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Business term deposits
Make the most of your business funds with a term deposit and secure high returns.
Why invest in a term deposit
What you need to know about term deposits
Find out what you should know before opening a term deposit for your business.
Conditions
To apply for a term deposit, you must:
- Own a sole proprietorship or be the legal representative of the business. If you are already banking with us, your personal details must be updated.
- Can open a term deposit per your business legal documents.
Documents
You need the necessary supporting documents, if you:
- Are a freelancer / own a sole proprietorship.
- Own an SA, OE, PC, LTD or EE.
Find the right term deposit
Before you apply for a term deposit, ask yourself:
- What is your time horizon – Choose a term deposit that fits your business plans. How long do you intend to keep your funds locked up?
- How much are you planning to invest – Term deposit returns depend on the term and the initial deposit. How much money can you invest without affecting your business cash flow?
- What are your cash flow needs – Make sure you will have access to funds when you need them. Is early withdrawal an option and, if so, at what cost?
- When do you want to collect interest – Choose between collecting interest at maturity or at regular intervals. Which option works best for your business?
Find the term deposit that’s best for your business
Choose the term deposit that best meets the needs of your business.
Need help?
We’ve put together useful information to find whatever you may need.
New to Alpha Bank?
Find out how to start banking with us based on the legal form of your business.
For freelancers
Open a business account and get business digital banking credentials, provided you already have personal ones.
For registered companies with 1 representative
Open a business account and get business digital banking credentials, provided you already have personal ones.
For businesses with 2+ legal representatives
Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
No digital banking?
Get business credentials
For freelancers or companies with 1 representative
Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.
Get personal credentials
If you haven’t already signed up
Get personal digital banking credentials in a flash through your mobile or computer.
Does your business have 2+ legal representatives?
Schedule an appointment at a branch near you to start banking with us or to sign up to business e-Banking.