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Liability insurance for small businesses
For coverage against liability claims
Alpha Bank SA, in addition to its status as a credit institution, also acts as an insurance intermediary. Find out more about Alpha Bank's intermediation (only in Greek).
Discover the features
What you get
General civil liability
You are covered against any claim you’ll need to pay out to third parties for bodily injuries or material damages.
Employer liability
You are covered in the event that your employees are injured at your business premises or surroundings.
Your insurance covers you only if the accident occurs while your employees are at work or are performing work-related duties.
Extensions at no extra cost
You can add extensions to your policy, depending on your business activities. For example, if you own a restaurant, you can add coverage against food poisoning.
Legal compliance for short-term rentals
With liability insurance for small businesses you comply with the legal requirement for mandatory insurance of short-term rentals.
Discount on premium with Bonus points
Pay with your Bonus card or through the Generali website (only in Greek), and secure a discount on your premium.
| Bonus points | Discount on premium |
| 5,000 | €10 |
| 12,500 | €25 |
| 25,000 |
€50 |
| 50,000 | €100 |
| 75,000 | €150 |
| 100,000 | €200 |
| 150,000 | €300 |
| 200,000 | €400 |
What it covers
Up to €200,000 for general civil liability
You are covered up to:
- €100,000 for bodily injuries / person
- €50,000 for material damages / incident
The maximum amount per incident is €200,000.
Up to €200,000 for employer liability
You are covered up to:
- €100,000 for bodily injuries / person
- €200,000 for multiple damages / incident
Up to €500,000 overall
You are covered up to €500,000 for general and employer liability.
What’s the premium and how you pay it
Depending on your business
Premiums are calculated according to the size and activity of your business.
By standing order
Pay the premium by standing order from the account you choose when you apply. Alternatively, you can set up a standing order on your credit or debit card.
What to do in case of an unexpected event
Contact Generali to announce the incident and make a claim at:
- 801 111 222 333
- +30 210 809 6100
Then, Generali assesses the claim and starts the insurance payout process.
What you need to get the insurance plan
Apply provided you...
- Are the legal representative of the business.
- Have booked an appointment at a branch near you.
Have at hand...
The supporting documents to start banking with us or to update your details, if you:
- Are a freelancer / own a sole proprietorship.
- Own an SA, OE, PC, LTD or EE.
- Want to update your personal details.
Explore other options
Any questions?
Find the answers you need about civil liability insurance.
Is there an insurance excess for the civil liability insurance plan?
Does my business have to undergo an audit before I can take out civil liability insurance?
Which businesses are considered micro, small or medium-sized?
According to Commission Recommendation 280/1996 and the new Recommendation 361/2003:
Micro businesses are those that:
- Employ < 10 persons
- Have an annual turnover or an annual balance sheet total ≤ €2 million
Small businesses are those that:
- Employ < 50 persons
- Have an annual turnover or an annual balance sheet total ≤ €10 million
Medium-sized businesses are those that:
- Employ < 250 persons
- Have an annual turnover ≤ €50 million or an annual balance sheet total ≤ €43 million