Alpha POS Liquidity

Up to 50% of your card transactions

Get a credit line equal to up to 50% of the card transactions (turnover) that went through your Nexi POs or e-POS in the last 12 months, based on:

• The credit rating of your business.
• Your company’s transaction turnover.

You can draw the credit line through myAlpha Web Business, according to your needs. All that is required is to meet all disbursement criteria, such as insurance clearance, available credit line, etc.

Variable interest rate

The interest rate is variable, consisting of a base rate and a spread. As a base rate, we use the Alpha Preferential Rate for Businesses (APRB), which is lower than the base price list.

The interest rate spread is set according to:

• The credit rating of your business.
• The collaterals you provide.

If your company is an Alpha Bank Gold Business Banking customer, you get an additional discount on the final interest rate.

Νo maturity date

Alpha POS Liquidity is a credit line with an indefinite term. 

It offers capital recycling, i.e. any time you pay an amount, your available credit line increases by the same amount. This way, you make better use of your receivables through credit cards, to reduce your debt and secure new financing when you need it.

Capital and interest repayment

You pay interest every 3 or 6 months for the amount of the credit line that you have used. 

You repay the capital gradually, through:

• Your future POS receivables.
• Free payments, according to your company’s cash flow.

You can also make payments via myAlpha Web Business.

To get Alpha POS Liquidity you must: 

• Bank with us and accept card payments through a Nexi POS.
• Have an active relationship with Nexi in card payment acceptance and merchant acquiring.

If you meet these conditions book an appointment at your local branch to apply and submit the required supporting documents.

If you apply by 30.06.2023

Apply for Alpha POS Liquidity by 30.06.2023 and benefit from:

• 10% discount off the annual management fees for the credit limit, provided you get the Alpha Entrepreneur Insurance or the Business4all insurance plan.
• No annual fee for 6 months for every new Nexi SoftPOS you get.
• Up to 20% discount off the initial price for transactions through Nexi e-commerce, Vpos and Pay by link.

If you are an Alpha Bank Gold Business Banking customer

You get additional benefits:

• 20% discount off the annual management fees for the credit line.
• Lower interest rate.