Recovery and Resilience
Facility (RRF) Loans
The 5 pillars of the RRF loans
- Green transition
- Digital transformation
- Extroversion
- Innovation, research and development
- Achieving economies of scale
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Invest in green economy and renewable energy sources.
Secure significant funds from the Recovery and Resilience Facility that contribute to the energy efficiency of your business operations.
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Update your business and get ready for your transition into the new digital era.
Raise capital with favourable terms to finance investments in electronic systems that contribute to the digital transformation of your business.
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Expand your business operations beyond the borders and increase your extroversion.
Secure a loan with special terms to grow your exports or upgrade your tourism activities.
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Boost the innovation of your business with an RRF loan.
Invest in the creation of new products and services, improve your production methods or register a patent.
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Make the most of economies of scale through partnerships, joint ventures, acquisitions and mergers.
Secure financing with favorable terms and invest in partnerships that aim to jointly promote business operations.
How we help you
Through a comprehensive package of services, we support you every step of the way, providing information, consultation, technical support, and the right banking and non-banking products.
Team of RRF experts
We have formed a team of experts who have been trained on the actions of the Recovery and Resilience Facility. They are available through our Branch Network or Central Business Units.
The RRF team:
- Provides information to potentially eligible businesses on the RRF actions.
- Monitors closely the developments and specifications of each RRF action and updates you on time of any changes.
- Proposes the most suitable financing programme for your business plan.
- Provides consultation on banking issues and technical support, along with its strategic partners, from the time you draft your investment plan to the time you secure its financing and put it to use.
- Evaluates quickly the requests for financing and monitors the processes for the approval of your investment plan by the
Co-financing
Your investment must be financed:
- 50% maximum through an RRF loan
- 30% minimum through a co-financing loan
- 20% minimum investor own funds
We offer flexible and favourable co-financing solutions so you may put your investment plans to use as soon as possible:
- Competitive total interest rate by combining the RRF loan (with a minimum interest rate of 0.35% or 1.00% depending on the size of your business) and a co-financing bank loan. Up to 15-year financing term.
- Competitive rates for loan fees.
Additional financing and non-financing solutions
Through a comprehensive package of services, we provide additional financing and non-financing solutions to help you integrate your plans smoothly:
- Bridge financing to cover your eligible expenditures until the disbursement of the RRF or co-financing loan.
- Letters of guarantee and letters of credit with special terms to buy the equipment for your investment.
- Payments to suppliers (domestic and foreign).
Partner ecosystem
We work with certified consulting firms and other professions to offer you integrated solutions that meet your needs, such as:
- Investment plan drafting
- Energy efficiency services
- Certifications for projects, systems and business operation
- Digital transformation services
- Insurance for your investment at special rates
Find out more about the RRF loans
