Management Team | ALPHA BANK

CEO

Vassilios E. Psaltis

He was born in Athens in 1968 and holds a PhD in Banking and a MA in Business and Banking from the University of St. Gallen in Switzerland. He held various senior management positions at ABN AMRO Bank’s Financial Institutions Group in London and at Emporiki Bank wherein he has worked as Deputy (acting) Chief Financial Officer. He joined Alpha Bank in 2007. In 2010 he was appointed Group Chief Financial Officer (CFO) and in 2012 he was appointed General Manager. Through these posts, he spearheaded capital raisings of several billions from foreign institutional shareholders, diversifying the Bank’s shareholder base, as well as significant mergers and acquisitions that contributed to the consolidation of the Greek banking market, reinforcing the position of the Bank. He has been a Member of the Board of Directors of the Bank since November 2018 and Chief Executive Officer since January 2019. In 2019 he was elected member of the Institut International d' Études Bancaires (IIEB). He is a Member of the Board of Directors and of the Executive Committee of the Hellenic Federation of Enterprises (SEV) since July 2021.

GENERAL MANAGERS

Spyros N. Filaretos

He was born in Athens in 1958. He studied Economics at the University of Manchester and at the University of Sussex. He joined the Bank in 1985. He was appointed Executive General Manager in 1997 and General Manager in 2005. In October 2009 he was appointed Chief Operating Officer (COO). He has been a Member of the Board of Directors of the Bank since 2005. As of Decemeber 2020 he is General Manager – Growth and Innovation.

Spiros A. Andronikakis

He was born in Athens in 1960. He holds a BA in Economics and Statistics from the Athens University of Economics and Business, and an MBA in Financial Management and Banking from the University of Minnesota, U.S.A. He has worked in the Corporate Banking Units of Greek and multinational banks since 1985. He joined Alpha Bank in 1998. He was Corporate Banking Manager from 2004 to 2007. In 2007 he was appointed Chief Credit Officer and in 2012 General Manager and Chief Risk Officer.

Lazaros A. Papagaryfallou

He was born in Athens in 1971. He studied Business Administration at the Athens University of Economics and Business and holds an MBA in Finance from the University of Wales, Cardiff Business School. He started his career in Citibank and ABN AMRO and he joined Alpha Bank in 1998, having served as Manager of the Corporate Development, International Network and Strategic Planning Divisions. On 1.7.2013 he was appointed Executive General Manager of the Bank and has contributed to the implementation of the Group’s Restructuring Plan, the capital strengthening of the Bank, the design and closing of mergers, acquisitions and portfolio transactions. On 2.1.2019 he was appointed as General Manager and CFO for the Group. During his career he served as Chairman and member in the Board of Directors of various group companies, in Greece and abroad, in banking, insurance, financial services, industry and real estate sectors.

Ioannis M. Emiris

He was born in Athens in 1963. He studied Economics and Business Administration at the Athens University of Economics and Business (former Athens School of Economics and Business) and holds an MBA from Columbia Business School, as well as a US Certified Public Accounting degree. He started his career as a certified public accountant in PricewaterhouseCoopers in New York. From 1991 to 2012 he worked for the Alpha Bank Group, initially as an Investment Banker in Alpha Finance and from 2004 as Head of the Investment Banking and Project Finance Division of Alpha Bank. From 2012 to 2014, he was the Chief Executive Officer of the Hellenic Republic Asset Development Fund (HRADF). On 5.11.2014, he was appointed Executive General Manager of the Bank and on 19.11.2019 he was appointed General Manager-Wholesale Banking.

Isidoros S. Passas

He was born in Thessaloniki in 1967. He holds an MSc in Mechanical Engineering from the National Technical University of Athens, an MBA from at the City University Business School and has attended the Advanced Management Program (AMP) at INSEAD.

He started his career in Procter & Gamble and held Director Positions in Marketing and Sales functions of multinational consumer goods companies. In 2000, he started his banking career in Eurobank. He had been Deputy General Manager of Retail Banking Network for several years. In 2013, he worked as a Senior Advisor to the CEO for retail marketing distribution in Hellenic Petroleum.He joined Alpha Bank in 2014. He held the positions of Manager of Deposit and Investment Products and Greek Branch Network Division. He is Vice President at the Board of Directors of AlphaLife Insurance Company S.A. and holds the position of Counselor at the Board of Directors of Alpha Finance. On 4.1.2016, he was appointed Executive General Manager of the Bank and on 19.11.2019 he was appointed General Manager-Retail Banking.

Nicholas R. Chryssanthopoulos

He was born in Athens in 1975. He holds a degree in Philosophy, Politics and Economics from Oxford University. He has worked in the Alpha Bank Group since 2000 in the areas of Investment Banking, Corporate Development and Strategic Planning, and has also served as Advisor to the Secretary General of the Ministry of Finance on banking matters. From 2016 to 2019, he served as a Senior Manager in Alpha Bank’s Strategic Planning Unit, in charge of Group M&A and business planning. On 14.1.2019 he was appointed Executive General Manager of the Bank and on 20.5.2022 he was appointed General Manager - Chief of Corporate Center (CCC).

Sergiu – Bogdan A. Oprescu

He was born in 1963. He holds a MEng Graduate degree with concentration in Avionics from the Aeronautical Faculty, Politehnica University of Bucharest. He acquired a postgraduate degree in Banking from the University of Colorado and followed multiple executive programme studies at Harvard Business School, Stanford and London Business School. He joined Alpha Bank Romania in 1994 and held several senior positions before he was appointed Executive President in 2007. He served as Chairman of the Bucharest Stock Exchange from 2000 to 2006 and Chairman of the Board of Directors of the Romanian Association of Banks from May 2015 to May 2021. On 11 February 2019 he was also appointed as General Manager of International Network of the Bank.

Anastasia Ch. Sakellariou

Anastasia Sakellariou was born in 1973. She holds postgraduate degrees from the University of Reading in International Banking and from the University of Warwick in International Studies. She joined the Bank with 25 years of experience in international banking. She began her career in London in the mid-90s, having worked at bulge bracket investment banking firms. In her latest international role, she was a Managing Director in investment banking at Credit Suisse. In 2009 she repatriated; she held a public sector role as the CEO of the Hellenic Financial Stability Fund at a critical time for the reshaping of the banking landscape. Before joining Alpha, she was the CEO and driving force behind the creation of the first digital banking platform in Greece, Praxiabank. On 1.4.2020 she was appointed General Manager – Chief Transformation Officer.

Stefanos N. Mytilineos

Stefanos Mytilineos was born in Athens in 1973. He holds a First Class degree in Aerospace Engineering from the University of Bristol, UK, and an MBA with Distinction from INSEAD in Fontainebleau, France. He brings onboard extensive international and Greek experience in technology, operations and business, having assumed managerial positions in Greece and abroad. He has been the Chief Technology Officer at Commercial Bank of Qatar and later on he was appointed General Manager, Digital Business at Piraeus Bank. Previously, he served as the Deputy Group CIO at Eurobank and a business consultant with McKinsey & Company, based in Athens and London. On 1.12.2020 he was appointed General Manager – Chief Operating Officer of the Bank.

Fragiski G. Melissa

Fragiski Melissa was born in 1968. She has studied Psychology at the National and Kapodistrian University of Athens and holds postgraduate degrees in Industrial/Organizational Studies from the Columbia University and in Social Studies from the New School for Social Research. She brings 25 years of experience in human resources; for the past eight years she was Head of Human Resources for Vodafone in Greece and Romania and before that she was Regional Human Resource Director for Southeastern Europe for Colgate Palmolive. Earlier in her career, she was leading the human resources function at Makro Cash & Carry in Greece and was Senior Manager at KPMG. On 20.5.2022 she was appointed General Manager – Chief Human Resources Officer (CHRO).

Georgios V. Michalopoulos

He was born in Athens in 1973. He studied Mathematics at the National and Kapodestrian University of Athens and holds a MBA in Business Administration and Finance from City University Business School. He joined Alpha Bank in 1994 and worked in the Treasury functions in Athens and London. He has served as Group Treasurer and Manager of Planning & Trading and Financial Markets Divisions. He has been a Member of the Board of Directors of various Group Companies in the banking, finance and insurance sectors in Greece and abroad for a number of years. On 4.5.2016 he was appointed Executive General Manager of the Bank and on 20.5.2022 he was appointed General Manager Wealth Management & Treasury.

EXECUTIVE GENERAL MANAGERS

Xenofon D. Avlonitis

Xenofon Avlonitis was born in 1969. He served as Vice Chairman of the Hellenic Capital Market Commission between 2009 and 2019, for the maximum of two tenures. He was an Alternate Member representing the Commission to the ESMA Board of Supervisors. He presided over a series of committees on the subject of the implementation of EU Directives into the Greek legislation. Before 2009, he had been working in the Commission for 12 years, having served as Director in the Department of Public Offerings & Supervision of Listed Companies from 2003 to 2009. For the first six years of his career, he worked in the Greek private sector. He served as a Board Member at the Hellenic Accounting and Auditing Standards Oversight Board and has been a member of the Hellenic Corporate Governance Council since 2011. He studied Economics in the University of Piraeus and holds an MSc in Business Finance from Brunel University. He has been the first Greek professional accepted in the Yale World Fellows Program.

Maria C. Rontogianni

She was born in 1973. She studied Public Accounting and Marketing at Fordham University, New York. She has a 25-year experience in the broader scope of internal audit and joins the Bank after being Senior Vice President, Group Audit and Risk Management at Deutsche Telekom. From 2009 and until her move to Bonn, she was Group Chief Internal Auditor at the Hellenic Telecommunications Organization (OTE). She was also Director of Internal Audit at Wind Telecommunications and Lamda Development, while earlier in her career she worked for a number of years at Arthur Andersen in Athens as well as at JP Morgan and the National Futures Association in New York. On 1.4.2020 she was appointed Executive General Manager of the Bank.

Spyridon P. Tzamtzis

He was born in Athens in 1965. He began his career in 1989. He worked for four years in the Hellenic Aerospace Industry and in 1994 joined Alpha Bank. In 2010 he became Manager of Computer Applications and in 2016 Senior IT Director. As of October 2020 he is Executive General Manager of IT - CIO. He holds a degree in Geology from the Faculty of Science of the University of Athens and an MBA from the National Technical University of Athens and the Athens University of Economics.

Evangelos D. Patrinos

He was born in Thessaloniki in 1971. He studied Business Administration at the University of Macedonia. He holds an MBA from Imperial College Business School and an MSc in International Banking & Financial Studies from the University of Southampton. Moreover, he holds professional qualifications CFA (Chartered Financial Analyst) and FRM (Financial Risk Manager). He has worked at Piraeus Bank and ABN AMRO Bank. He joined Alpha Bank in 2005. In 2014 became Manager of Corporate Banking Division and in 2017 Manager of Non-Performing Loans Division. As of October 2020 he is Executive General Manager of NPEs, Remedial Management.

Michael V. Tsarbopoulos

He was born in 1976. He holds an MBA from the Simon School of Business of the University of Rochester, NY (USA) as well as a Diploma in Electrical and Computer Engineering from the National Technical University of Athens.
His professional experience spans 20 years, of which 14 in senior leadership roles in the banking sector in Greece. During his years in Eurobank he served in crucial roles, most recently as Group Chief Digital Officer, responsible for planning, supervising and supporting the implementation of the bank’s digital strategy, and as Deputy General Manager - Head of Global Transaction Banking. Before that, he worked for the Boston Consulting Group, focusing primarily on Financial Services, and has also served as Manager of Strategic Initiatives in HSBC Greece. On 1.12.2021 he was appointed Executive General Manager of the Bank.