Management Team | ALPHA BANK

CEO

Vassilios E. Psaltis

He was born in Athens in 1968 and holds a PhD in Banking and a MA in Business and Banking from the University of St. Gallen in Switzerland. He held various senior management positions at ABN AMRO Bank’s Financial Institutions Group in London (1999-2001) and at Emporiki Bank wherein he has worked as Deputy (acting) Chief Financial Officer (2002-2006). He joined Alpha Bank in 2007. In 2010 he was appointed Group Chief Financial Officer (CFO) (2010-2018) and in 2012 he was appointed General Manager (2012-2018). Through these posts, he spearheaded capital raisings of several billions from foreign institutional shareholders, diversifying the Bank’s shareholder base, as well as significant mergers and acquisitions that contributed to the consolidation of the Greek banking market, reinforcing the position of the Bank. He has been a Member of the Board of Directors since November 2018 and Chief Executive Officer since January 2019. In 2019 he was appointed member of the Institut International d' Études Bancaires (IIEB). He has also been a Member of the Board of Directors and of the Executive Committee of the Hellenic Federation of Enterprises (SEV) since July 2021.

GENERAL MANAGERS

Spyros N. Filaretos

He was born in Athens in 1958. He studied Economics at the University of Manchester and holds a MPhil Development Economics and International Development at the University of Sussex. He joined the Bank in 1985. He was appointed Executive General Manager in 1997 and General Manager in 2005. In October 2009 he was appointed Chief Operating Officer (COO). Moreover, he sits on the Boards of Directors of the Alpha Bank Group Companies, specifically of Alpha Bank London Ltd, Efstathia J. Costopoulos Foundation (serving as Chair) and Alpha Bank Cultural Foundation. He has been a Member of the Board of Directors since 2005. As of December 2020 he is General Manager – Growth and Innovation.

Spiros A. Andronikakis

He was born in Athens in 1960. He holds a BA in Economics and Statistics from the Athens University of Economics and Business (former Athens School of Economics and Business) and an MBA in Financial Management and Banking from the University of Minnesota, U.S.A. He has worked in the Corporate Banking Units of Greek and multinational banks since 1985. He served as a Member of the Board of Directors of Alpha Leasing S.A., Alpha Finance Investment Services S.A., Tiresias Bank Information Systems S.A. and Alpha Bank Romania S.A. He joined Alpha Bank in 1998. He was Corporate Banking Manager from 2004 to 2007. In 2007 he was appointed Chief Credit Officer and in 2012 General Manager – Chief Risk Officer (CRO).

Lazaros A. Papagaryfallou

He was born in Athens in 1971. He studied Business Administration at the Athens University of Economics and Business and holds an MBA in Finance from the University of Wales, Cardiff Business School. He started his career in Citibank and ABN AMRO and he joined Alpha Bank in 1998, having served as Manager of the Corporate Development, International Network and Strategic Planning Divisions. On 1.7.2013 he was appointed Executive General Manager of the Bank and has contributed to the implementation of the Group’s Restructuring Plan, the capital strengthening of the Bank, the design and closing of mergers, acquisitions and portfolio transactions. During his career he served as Chairman and Member in the Boards of Directors of various Group Companies, both in Greece and abroad, in the banking, insurance, financial services, industry and real estate sectors. On 2.1.2019 he was appointed General Manager – Chief Financial Officer (CFO) for the Group.

Ioannis M. Emiris

He was born in Athens in 1963. He studied Economics and Business Administration at the Athens University of Economics and Business (former Athens School of Economics and Business) and holds an MBA from Columbia Business School as well as a US Certified Public Accounting (CPA) degree. He started his career as a certified public accountant in PricewaterhouseCoopers in New York. From 1991 to 2012, he worked for the Alpha Bank Group, initially as an Investment Banker in Alpha Finance Investment Services S.A. and from 2004 as Manager of the Project Finance and the Investment Banking Divisions of Alpha Bank. From 2012 to 2014, he was the Chief Executive Officer of the Hellenic Republic Asset Development Fund (HRADF). On 5.11.2014, he was appointed Executive General Manager and on 19.11.2019 he was appointed General Manager of Wholesale Banking.

Isidoros S. Passas

He was born in Thessaloniki in 1967. He holds an MSc in Mechanical Engineering from the National Technical University of Athens and an MBA from City, University of London (Bayes Business School) and has attended the Advanced Management Program (AMP) at INSEAD. He started his career at Procter & Gamble and held managerial positions in Marketing and Sales Management functions at multinational Fast-Moving Consumer Goods (FMCG) companies. He worked at Eurobank for 13 years, where he held positions of responsibility in Retail Banking and served as a Deputy General Manager of the Retail Banking Network and as a member of the boards of directors of the bank’s subsidiaries. In 2013 he took up duties as a Senior Advisor to the Management on retail marketing distribution in Hellenic Petroleum.
He joined Alpha Bank in 2014. He held the positions of Manager of the Deposit and Investment Products and Manager of the Greek Branch Network Division. He is the Chairman of the Board of Directors of AlphaLife Insurance Company S.A. and Member of theBoard of Directors of Alpha Real Estate Management and Investments (AREMI) S.A. On 1.4.2016 he was appointed Executive General Manager and on 19.11.2019 General Manager of Retail Banking.

Nicholas R. Chryssanthopoulos

He was born in Athens in 1975. He holds a BA and an MA in Philosophy, Politics and Economics from Oxford University. He has worked in the Alpha Bank Group since 2000 in the areas of Investment Banking, Corporate Development and Strategic Planning and has also served as Advisor to the Secretary General of the Ministry of Finance on banking matters. From 2016 to 2019, he served as a Senior Manager in Alpha Bank’s Strategic Planning Unit, in charge of Group M&A and business planning. On 14.1.2019 he was appointed Executive General Manager and on 20.5.2022 General Manager – Chief of Corporate Center (CCC).

Sergiu – Bogdan A. Oprescu

He was born in 1963. He holds an MEng degree from the Faculty of Aerospace Engineering at Bucharest Polytechnic Institute, with specialization in Avionics. He acquired a postgraduate degree in Reliability with specialization in “Complex technical systems’ reliability” from the Bucharest Polytechnic Institute and attended various executive programs at Harvard Business School, Stanford Graduate School of Business and London Business School. In 1994 he joined Alpha Bank Romania S.A., where he held several senior positions before he was appointed Executive President in 2007. He was Managing Director (1995-1996) and then Executive President (1996-2002) at Alpha Finance Romania S.A. (former Bucharest Investment Group – Brokerage S.A.). He served as President of the Board of Governors of the Bucharest Stock Exchange (2001-2006), as Board Member of the Romanian Association of Banks and coordinator of the banking commissions on Mortgage Lending, Non-Performing Loans, European Union Funds Absorption, Treasury and Capital Markets (2008-2014) and as Chairman of the Board of Directors of the Romanian Association of Banks (2015-2021). On 11.2.2019 he was appointed General Manager of International Network.

Anastasia C. Sakellariou

She was born in Athens in 1973. She graduated from Arsakeio – Tositseio School in 1991 and completed her studies in Great Britain. She holds postgraduate degrees in International Banking from the University of Reading and in International Studies from the University of Warwick. She is a banker of international repute, with professional experience both in the private and in the public sector. She began her career in London in the mid-90s, working for bulge bracket investment banking firms (Deutsche Bank, Salomon Brothers and Credit Suisse), specializing in credit and credit restructuring, leverage finance as well as asset-liability management, underwriting and risk management. Before repatriating in 2009, she was Managing Director of Investment Banking at Credit Suisse. In Greece, she received her first executive appointment as Senior Advisor to the Chairman of Piraeus Bank and later as Chief Risk Officer of Hellenic Postbank. In February 2013, she was appointed CEO of the Hellenic Financial Stability Fund (HFSF). During her tenure in that position of critical importance, she played an instrumental role in the transformation, restructuring and stabilization of the Greek banking sector. From 2017 to 2020, she was the CEO of the first digital banking platform in Greece, Praxiabank. Since April 2020, she has been General Manager – Chief Transformation Officer (CTO) , being responsible for the overall design of the Transformation Plan as well as for ensuring the prompt implementation and monitoring of the respective projects.

Stefanos N. Mytilinaios

He was born in Athens in 1973. He holds a First-Class degree in Aerospace Engineering from the University of Bristol, Great Britain, and an MBA with Distinction from INSEAD in Fontainebleau, France. He brings onboard extensive experience in technology, operations and business, having assumed managerial positions in Greece and abroad. He served as the Deputy Group CIO at Eurobank and as a business consultant at McKinsey & Company, based in Athens and London. Moreover, he has been the Chief Technology Officer at Commercial Bank of Qatar and later on he was appointed General Manager, Digital Business at Piraeus Bank. On 1.12.2020 he was appointed General Manager – Chief Operating Officer (COO).

Fragiski G. Melissa

She was born in 1968. She studied Psychology at the National and Kapodistrian University of Athens and holds postgraduate degrees in Industrial/Organizational Studies from Columbia University and in Social Studies from the New School for Social Research. She brings 28 years of experience in human resources. She served as a Regional Human Resource Director for Southeastern Europe at Colgate Palmolive, while in her career she also held positions of responsibility at Makro Cash & Carry and at KPMG. For the last 8 years before joining Alpha Bank, she was Head of Human Resources at Vodafone in Greece and Romania. On 3.3.2020 she was appointed Executive General Manager – Chief Human Resources Officer and on 20.5.2022 she was appointed General Manager – Chief Human Resources Officer (CHRO).

Georgios V. Michalopoulos

He was born in Athens in 1973. He studied Mathematics at the National and Kapodistrian University of Athens and holds an MBA in Finance from City, University of London (Bayes Business School). He started his career at Alpha Bank in 1994 and worked in the Treasury functions in Athens and London. He has served as Group Treasurer and Manager of the Planning and Trading and the Financial Markets Divisions. He has been a Member of the Board of Directors of various Group Companies in the banking, finance and insurance sectors in Greece and abroad for a number of years. On 4.5.2016 he was appointed Executive General Manager of Treasury Management and on 20.5.2022 he was appointed General Manager – Wealth Management and Treasury.

EXECUTIVE GENERAL MANAGERS

Xenofon D. Avlonitis

Xenofon Avlonitis was born in 1969. He served as Vice Chairman of the Hellenic Capital Market Commission between 2009 and 2019, for the maximum of two tenures. He was an Alternate Member representing the Commission to the ESMA Board of Supervisors. He presided over a series of committees on the subject of the implementation of EU Directives into the Greek legislation. Before 2009, he had been working in the Commission for 12 years, having served as Director in the Department of Public Offerings & Supervision of Listed Companies from 2003 to 2009. For the first six years of his career, he worked in the Greek private sector. He served as a Board Member at the Hellenic Accounting and Auditing Standards Oversight Board and has been a member of the Hellenic Corporate Governance Council since 2011. He studied Economics in the University of Piraeus and holds an MSc in Business Finance from Brunel University. He has been the first Greek professional accepted in the Yale World Fellows Program.

Maria C. Rontogianni

She was born in 1973. She studied Public Accounting and Marketing at Fordham University, New York. She has a 25-year experience in the broader scope of internal audit and joins the Bank after being Senior Vice President, Group Audit and Risk Management at Deutsche Telekom. From 2009 and until her move to Bonn, she was Group Chief Internal Auditor at the Hellenic Telecommunications Organization (OTE). She was also Director of Internal Audit at Wind Telecommunications and Lamda Development, while earlier in her career she worked for a number of years at Arthur Andersen in Athens as well as at JP Morgan and the National Futures Association in New York. On 1.4.2020 she was appointed Executive General Manager of the Bank.

Spyridon P. Tzamtzis

He was born in Athens in 1965. He began his career in 1989. He worked for four years in the Hellenic Aerospace Industry and in 1994 joined Alpha Bank. In 2010 he became Manager of Computer Applications and in 2016 Senior IT Director. As of October 2020 he is Executive General Manager of IT - CIO. He holds a degree in Geology from the Faculty of Science of the University of Athens and an MBA from the National Technical University of Athens and the Athens University of Economics.

Evangelos D. Patrinos

He was born in Thessaloniki in 1971. He studied Business Administration at the University of Macedonia. He holds an MBA from Imperial College Business School and an MSc in International Banking & Financial Studies from the University of Southampton. Moreover, he holds professional qualifications CFA (Chartered Financial Analyst) and FRM (Financial Risk Manager). He has worked at Piraeus Bank and ABN AMRO Bank. He joined Alpha Bank in 2005. In 2014 became Manager of Corporate Banking Division and in 2017 Manager of Non-Performing Loans Division. As of October 2020 he is Executive General Manager of NPEs, Remedial Management.

Michael V. Tsarbopoulos

He was born in 1976. He holds an MBA from the Simon School of Business of the University of Rochester, NY (USA) as well as a Diploma in Electrical and Computer Engineering from the National Technical University of Athens.
His professional experience spans 20 years, of which 14 in senior leadership roles in the banking sector in Greece. During his years in Eurobank he served in crucial roles, most recently as Group Chief Digital Officer, responsible for planning, supervising and supporting the implementation of the bank’s digital strategy, and as Deputy General Manager - Head of Global Transaction Banking. Before that, he worked for the Boston Consulting Group, focusing primarily on Financial Services, and has also served as Manager of Strategic Initiatives in HSBC Greece. On 1.12.2021 he was appointed Executive General Manager of the Bank.