Branch Network

REPORTING TO THE MANAGING DIRECTOR – CEO

DIVISIONS
Internal Audit Division Manager:
Dimitrios F. Papaioannou
Economic Research Division Manager:
Panayotis Th. Kapopoulos

CHIEF OPERATING OFFICER (COO) BUSINESS UNIT

SENIOR DIVISIONS
Information Technology Division Manager:
Spyridon P. Tzamtzis
Operations Division Manager:
Georgios F. Spyropoulos
Organisational Planning Division Manager:
Konstantinos G. Tzimopoulos
Digital Banking and Innovation Division Manager:
Agamemnon S. Papastergiou
DIVISIONS
IT Systems Division Manager:
Georgios S. Blymakis
IT Applications Division Manager:
Georgios N. Goniotakis
Project Management Division Manager:
Constantinos G. Fourlas
 Business Data Division Manager:
Emmanouil G. Orfanoudakis
Credit Operations Division Manager:
Eleni I. Markou
Back Offices - Investments Division Manager:
Antonios D. Makos
Payments Operations Division Manager:
Caterina Maria G. Constantopoulou
Human Resources Division Manager:
Penelope E. Konidari
Training Division Manager:
Emmanuel N. Charalambidis
Procurement, Property and Security Division Manager:
Georgios S. Karachalios
Cybersecurity and Information Security Division Manager:
Rovertos I. Gkogklis
Alternative Networks Division Manager:
Sotirios G. Kyriakos
Digital Innovation Division Manager:
Ioannis S. Papakostas
SUPPORTING DIVISIONS
Organisation Division Manager:
Konstantinos D. Zafiratos
Business Projects Division Manager:
Vasileios K. Kokkolis
Customer Service Division Manager:
Georgios I. Voutas

RETAIL AND WHOLESALE BANKING BUSINESS UNIT

 SENIOR DIVISIONS
Commercial Banking Division Manager:
Tilemachos D. Georgakis
Investment Banking Division Manager:
Evangelos P. Kalamakis 
 DIVISIONS
Cards and Personal Loans Division Manager:
Grigorios Ch. Politis 
Customer Experience and Loyalty Manager:
Adamantia S. Georgakopoulou
Corporate Partnerships Development Division Manager:
Thekla A. Pantazi
Greek Branch Network Division Manager:
Isidoros S. Passas
Attica and Eastern Continental Greece Branch Division Manager:
Georgios A. Rapanakis
Central and Northern Greece Branch Division Manager:
Dimitrios M. Charizanis
Aegean Islands and Crete Branch Division Manager:
Maria G. Papageorgiou
Peloponnese, Western Greece and Ionian Islands Branch Division Manager:
Emmanouil M. Kalloudis
Deposit and Bancassurance Products Division Manager:
Ioannis Th. Ioannidis
Marketing and Public Relations Division Manager:
Kyriaki Ch. Inempolidi
Business Centres Division Manager:
Tilemachos D. Georgakis
Hospitality and Island Enterprises Division Manager:
Dionisios P. Potamitis
Corporate Banking Division Manager:
Alexandros L. Kriezis Carrer
Wholesale Banking Lending Division Manager:
Georgia I. Farmaki
Shipping Division Manager:
Konstantinos N. Sotiriou
Small Business Banking Division Manager:
Spyridon S. Rentetakos
Corporate Finance Division Manager:
Konstantinos I. Foulides
Structured Finance Division Manager:
Nikolaos K. Nezeritis
Private Banking Division Manager:
Emmanouil I. Arzinos
Individuals and Personal Banking Division: Manager:
Evangelia C. Chatzidaki
SUPPORTING DIVISIONS
CRM Division Manager:
Marina G. Rikou
Corporate Communications Division Manager:
Olga J. Yannacopoulou
Investment Portfolios Management Division Manager:
Panagiotis Ch. Remoundos

NON-PERFORMING LOANS AND TREASURY MANAGEMENT

SENIOR DIVISIONS
Non-Performing Loans – Wholesale Banking Division Manager:
Evangelos D. Patrinos
Trading Division Manager:
Ekaterini J. Marmara
 DIVISIONS
Non-Performing Loans Business Planning – Retail Banking Division Manager:
Georgios Z. Adamidis
 Non-Performing Loans Support – Retail Banking Division Manager:
Aristea A. Konstantinopoulou
 Non-Performing Loans Management I – Retail Banking Division Manager:
Georgios K. Grigorakis
Non-Performing Loans Management IΙ – Retail Banking Division Manager:
Spyros Ch. Papadakis
Retail Workout Division Manager:
Ioannis Th. Rouvellas
Special Credit – Wholesale Banking Division Manager:
Charikleia G. Xanthi
Permanent Arrears – Wholesale Banking Division Manager:
Nikolaos S. Gkanias
 Non-Performing Loans Transactions Division-Wholesale Banking Manager:
Michael G. Zacharioudakis
Financial Products Division
Manager:
Athanassios G. Pavlidis
SUPPORTING DIVISIONS
Non-Performing Loans Support Division  - Wholesale Manager:
Panagiota S. Drosopoulou

CHIEF FINANCIAL OFFICER (CFO) BUSINESS UNIT

SENIOR DIVISIONS
Capital Management and Banking Supervision Division Manager:
Nikolaos P. Zagorissios
Accounting and Tax Division Manager:
Marianna D. Antoniou
Analysis and Performance Management Division Manager:
Panagiota Ch. Spiliotopoulou
DIVISIONS
Strategic Planning Division Manager:
Dimitrios M. Chrysomallis
Corporate Development Division Manager:
Georgios Ch. Kambadellis
Investor and Analyst Relations Division Manager: 
Dimitrios I. Kostopoulos
Budgeting and Controlling Division Manager:
Panagiotis D. Antonopoulos
Supervisory Issues Management Division Manager:
Theodora A. Antonopoulou
Capital Instruments and Securitisations Manager:
Ioannis E. Asimelis
Accounting Division Manager:
Marianna D. Antoniou
Tax Division Manager:
Gerasimos K. Fokas
Asset Liability Management Division Manager:
Apostolos G. Skafidas
SUPPORTING DIVISIONS
Treasury Middle Office Division
Manager:
Sapfo E. Antonopoulou
Accounting Policies and Financial Control Division Manager:
Alexandros A. Houssakos
MIS Division

 Manager:
 
Varvara – Foteini N. Esampalidou

CHIEF RISK OFFICER (CRO) BUSINESS UNIT

SENIOR DIVISIONS
Credit Control Division Manager:
Georgios T. Adraktas
Credit Risk Data and Analysis Division Manager:
Konstantinos G. Fragkopoulos
 DIVISIONS
Credit Risk Policy and Control Division Manager:
Georgios K. Fortsaris
Credit Risk Methodologies Division Manager:
Antonios  D. Geramanis
Credit Risk Cost Assessment Division Manager:
Konstantinos N. Anyfantakis
Credit Risk Data Management Division Manager:
Dimitrios V. Kokovinos
Credit Risk Analysis Division Manager:
Stylianos M. Maridakis
Market and Operational Risk Division Manager:
Charalambos E. Kourtidis
Risk Models Validation Division

Manager:
Anastasia I. Kouvari

 Wholesale Credit Division Manager:
Christos A. Economou
Wholesale Credit Workout Division Manager:
Stelios G. Louisides
Retail Credit Division Manager:
Ekaterini C. Michalopoulou

CHIEF LEGAL AND GOVERNANCE OFFICER BUSINESS UNIT

SENIOR DIVISION
Legal Services Division Manager:
Orestis A.Kanellakis
DIVISIONS
Compliance Division Manager:
Michael A. Oratis
Banking Operations Legal Support Division Manager: 
Judicial Proceedings Division

Manager: 
Konstantinos P. Tsenes

Secretariat of the Board of Directors
Manager: 
George P. Triantafyllides
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