Branch Network

REPORTING TO THE CEO

SENIOR DIVISION
Marketing and Communication Division Manager:
George P. Terzis
DIVISIONS
Internal Audit Division Manager:
Vasiliki E. Politou
Economic Research Division Manager:
Panayotis Th. Kapopoulos
Marketing and Public Relations Division Manager:
Evangelia P. Klaoudatou 
Human Resources Strategy and Reward Division Manager:
Nikolaos E. Kounadis
Human Resources Operations Division Manager:
Giannoula E. Palioura
SUPPORTING DIVISION
Corporate Communications Division Manager:
Olga J. Yannacopoulou

CHIEF TRANSFORMATION OFFICER (CTO) BUSINESS UNIT

SENIOR DIVISIONS
Transformation Division

Manager:
Dimitris E. Efstathopoulos

CHIEF OPERATING OFFICER (COO) BUSINESS UNIT

SENIOR DIVISIONS
Operations Division Manager:
Georgios F. Spyropoulos
Organizational Planning Division Manager:
Konstantinos G. Tzimopoulos
DIVISIONS
IT Systems Division Manager:
Georgios S. Blymakis
IT Applications Division Manager:
Georgios N. Goniotakis
Project Management Division Manager:
Christos N. Siokas
Business Data Division Manager:
Emmanouil G. Orfanoudakis
Central Procurement Management and Outsourcing Division Manager:
George VDemetriades
Property and Security Division Manager:
Georgios S. Karachalios
Cybersecurity and Information Security Division Manager:
Robert Ι. Goglis
Credit Operations Division Manager:
Eleni I. Markou
Back Offices - Investments Division Manager:

Payments Operations Division Manager:
Caterina Maria G. Constantopoulou
SUPPORTING DIVISIONS
Organization Division Manager:
Konstantinos D. Zafiratos
Business Projects Division Manager:
Vasileios K. Kokkolis
Customer Service Division Manager:
Georgios I. Voutas


RETAIL BANKING BUSINESS UNIT

SENIOR DIVISION
Greek Branch Network Division Manager:
Dimitrios M. Charizanis
Retail Banking Products Division Manager:
Ioannis Th. Ioannidis
Retail Banking Customer Segments Division Manager:
Christos N. Schizas
DIVISIONS
 Attica I, Central and Northern Greece Division Manager:
Georgios A. Rapanakis 
 Attica II, Southwestern Greece and Islands Division

Manager:
Maria G. Papageorgiou

Deposit and Bancassurance Products Division Manager:
Ioannis Th. Ioannidis
Cards Division  
Personal Loans Division Manager:
Ioannis Th. Ioannidis
Retail Banking Product Operations Management Division Manager:
Grigorios Ch. Politis
Personal Banking Division Manager:
Evangelia C. Chatzidaki
Individual Banking Division  
Small Business Banking Division Manager:
Spyridon S. Rentetakos
SUPPORTING DIVISION
CRM Division Manager:
Marina G. Rikou

WHOLESALE BANKING BUSINESS UNIT

SENIOR DIVISIONS
Commercial Banking Division Manager:
Tilemachos D. Georgakis
Investment Banking Division Manager:
Evangelos P. Kalamakis
Trading Division   Manager:
Ekaterini J. Marmara
DIVISIONS
Business Centres Division Manager:
Tilemachos D. Georgakis
Hospitality and Island Enterprises Division Manager:
Dionisios P. Potamitis
Corporate Banking Division Manager:
Alexandros L. Kriezis Carrer
Wholesale Banking Lending Division Manager:
Georgia I. Farmaki
Shipping Division Manager:
Konstantinos N. Sotiriou
Corporate Finance Division Manager:
Konstantinos I. Foulides
Structured Finance Division Manager:
Nikolaos K. Nezeritis
Private Banking Division Manager:
Andreas K. Katsogiannos
Financial Products Division  Manager:
Athanassios G. Pavlidis
SUPPORTING DIVISION
Investment Portfolios Management Division  Manager:
Panagiotis Ch. Remoundos
CHIEF FINANCIAL OFFICER (CFO) BUSINESS UNIT
SENIOR DIVISIONS
Capital Management and Banking Supervision Division Manager:
Nikolaos P. Zagorissios
Accounting and Tax Division Manager:
Marianna D. Antoniou
Analysis and Performance Management Division Manager:
Panagiota Ch. Spiliotopoulou
DIVISIONS
Strategic Planning Division Manager:
Dimitrios M. Chrysomallis
Corporate Development Division Manager:
Georgios Ch. Kambadellis
Investor and Analyst Relations Division Manager: 
Dimitrios I. Kostopoulos
Budgeting and Controlling Division Manager:
Panagiotis D. Antonopoulos
Supervisory Issues Management Division Manager:
Theodora A. Antonopoulou
Capital Instruments and Securitisations Manager:
Ioannis E. Asimelis
Non-Performing Exposures Strategy, Recovery and Monitoring Division

Manager:
Emmanouil A. Valetopoulos

Accounting Division

Manager:
Filippos A. Aristeidou

Tax Division Manager:
Gerasimos K. Fokas
Asset Liability Management Division Manager:
Konstantinos G. Sarafopoulos
SUPPORTING DIVISIONS
Treasury Middle Office Division
Manager:
Sapfo E. Antonopoulou
Accounting Policies and Financial Control Division Manager:
Alexandros A. Houssakos
MIS Division

 Manager:
 
Varvara – Foteini N. Esampalidou

CHIEF RISK OFFICER (CRO) BUSINESS UNIT

SENIOR DIVISIONS
Credit Control Division Manager:
Georgios T. Adraktas
Credit Risk Data and Analysis Division Manager:
Konstantinos G. Fragkopoulos
 DIVISIONS
Credit Risk Policy and Control Division Manager:
Georgios K. Fortsaris
Credit Risk Methodologies Division Manager:
Antonios  D. Geramanis
Credit Risk Cost Assessment Division Manager:
Konstantinos N. Anyfantakis
Credit Risk Data Management Division Manager:
Dimitrios V. Kokovinos
Credit Risk Analysis Division Manager:
Stylianos M. Maridakis
Market and Operational Risk Division Manager:
Charalambos E. Kourtidis
Risk Models Validation Division

Manager:
Anastasia I. Kouvari

 Wholesale Credit Division Manager:
Christos A. Economou
Credit Workout Division Manager:
Stelios G. Louisides
Retail Credit Division Manager:
Ekaterini C. Michalopoulou

CHIEF LEGAL AND GOVERNANCE OFFICER BUSINESS UNIT

SENIOR DIVISION
Legal Services Division Manager:
DIVISIONS
Compliance Division Manager:
Xenofon D. Avlonitis
Banking Operations Legal Support Division Manager: 
Judicial Proceedings Division

Manager: 

Secretariat of the Board of Directors
Manager: 
George P. Triantafyllides

GROWTH AND INNOVATION BUSINESS UNIT

SENIOR DIVISION
Digital Banking Division  Manager:
Dimitrios A. Strongylopoulos 
DIVISIONS
Digital Networks Division Manager:
Sotirios G. Kiriakos
Digital Transformation and Innovation Division  Manager:
Customer Experience Division 

Manager:
Adamantia S. Georgakopoulou

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