Branch Network

REPORTING TO THE CEO

DIVISIONS
Internal Audit Division Manager:
Vasiliki E. Politou

RETAIL BANKING BUSINESS UNIT

SENIOR DIVISIONS
Greek Branch Network Division Manager:
Dimitrios M. Charizanis
Retail Banking Products Division Manager:
Ioannis Th. Ioannidis
Retail Banking Customer Segments Division Manager:
Christos N. Schizas
DIVISIONS
 Attica I, Central and Northern Greece Division Manager:
Georgios A. Rapanakis 
 Attica II, Southwestern Greece and Islands Division

Manager:
Maria G. Papageorgiou

Deposit and Bancassurance Products Division Manager:
Ioannis Th. Ioannidis
Cards Division Manager:
Nikolaos-Panagiotis K. Divriotis
Personal Loans Division Manager:
Nikolaos-Panagiotis K. Divriotis
Retail Banking Product Operations Management Division Manager:
Grigorios Ch. Politis
Personal Banking Division Manager:
Panagiotis K. Nikolakopoulos
Individual Banking Division -  
Small Business Banking Division Manager:
Spyridon S. Rentetakos

WHOLESALE BANKING BUSINESS UNIT

SENIOR DIVISIONS
Commercial Banking Division Manager:
Tilemachos D. Georgakis
Investment Banking Division Manager:
Evangelos P. Kalamakis
Trading Division   Manager:
Ekaterini J. Marmara
DIVISIONS
Business Centres Division Manager:
Marina Z. Verikokkou
Hospitality and Island Enterprises Division Manager:
Michail A. Spyropoulos
Corporate Banking Division Manager:
Alexandros L. Kriezis Carrer
Wholesale Banking Lending Division Manager:
Georgia I. Farmaki
Shipping Division Manager:
Konstantinos N. Sotiriou
Corporate Finance Division Manager:
Konstantinos I. Foulides
Structured Finance Division Manager:
Nikolaos K. Nezeritis
Financial Products Division Manager:
Athanassios G. Pavlidis
Private Banking Division Manager:
Andreas K. Katsogiannos
SUPPORTING DIVISIONS
Investment Portfolios Management Division  Manager:
Panagiotis Ch. Remoundos

GROWTH AND INNOVATION BUSINESS UNIT

SENIOR DIVISIONS
Digital Banking Division  Manager:
Dimitrios A. Strongylopoulos 
DIVISIONS
Digital Networks Division Manager:
Sotirios G. Kiriakos
Digital Transformation and Innovation Division  -
Customer Experience Division
Manager:
Adamantia S. Georgakopoulou
Digital Sales and Customer Engagement Division  Manager:
Virginia A. Sokou
Customer Value and Data Management Division Manager:
Marina G. Rikou
Marketing and Public Relations Division Manager:
Evangelia P. Klaoudatou 

CHIEF TRANSFORMATION OFFICER (CTO) BUSINESS UNIT

SENIOR DIVISIONS
Transformation Division Manager:
Dimitris E. Efstathopoulos

CHIEF FINANCIAL OFFICER (CFO) BUSINESS UNIT

 

SENIOR DIVISIONS
Analysis and Performance Management Division Manager:
Panagiota Ch. Spiliotopoulou
Capital Management and Banking Supervision Division Manager:
Nikolaos P. Zagorissios
Accounting and Tax Division Manager:
Marianna D. Antoniou
DIVISIONS
Investor and Analyst Relations Division Manager: 
Iason A. Kepaptsoglou
Budgeting and Controlling Division Manager:
Michael A. Exarchos
Supervisory Issues Management Division Manager:
Theodora A. Antonopoulou
Capital Instruments and Securitisations Manager:
Ioannis E. Asimelis
Non-Performing Exposures Strategy, Recovery and Monitoring Division

Manager:
Emmanouil A. Valetopoulos

Accounting Division

Manager:
Filippos A. Aristeidou

Tax Division Manager:
Gerasimos K. Fokas
Asset Liability Management Division Manager:
Konstantinos G. Sarafopoulos
Economic Research Division  Manager:
Panayotis Th. Kapopoulos 
SUPPORTING DIVISIONS
MIS Division Manager:
Varvara – Foteini N. Esampalidou
Treasury Middle Office Division Manager:
Sapfo E. Antonopoulou
Accounting Policies and Financial Control Division

Manager:
Alexandros A. Houssakos

CHIEF OPERATING OFFICER (COO) BUSINESS UNIT

SENIOR DIVISIONS
Operations Division Manager:
Eleni I. Markou
Organizational Planning Division  Manager:
Konstantinos G. Tzimopoulos
 DIVISIONS
IT Systems Division  Manager:
Georgios N. Zois
IT Applications Division  Manager:
Georgios N. Goniotakis
 Project Management Division Manager:
Christos N. Siokas
 Business Data Division Manager:
Emmanouil G. Orfanoudakis
 Central Procurement Management and Outsourcing Division Manager:
George V. Demetriades
Property and Security Division  Manager:
Georgios E. Poimenidis
Cybersecurity and Information Security Division  Manager:
Robert Ι. Goglis
Credit Operations Division  Manager:
Eleni I. Markou
 Back Offices - Investments Division  Manager:
Eleni I. Markou
 Payments Operations Division  Manager:
Eleni I. Markou
SUPPORTING DIVISIONS 
Customer Service Division   -
 Organization Division -
Business Projects Division  Manager:
Vasileios K. Kokkolis

CHIEF RISK OFFICER (CRO) BUSINESS UNIT

SENIOR DIVISIONS
Credit Control Division Manager:
Georgios T. Adraktas
Credit Risk Data and Analysis Division Manager:
Konstantinos G. Fragkopoulos
 DIVISIONS
Credit Risk Policy and Control Division Manager:
Georgios K. Fortsaris
Credit Risk Methodologies Division Manager:
Antonios  D. Geramanis
Credit Risk Cost Assessment Division Manager:
Konstantinos N. Anyfantakis
Credit Risk Data Management Division Manager:
Dimitrios V. Kokovinos
Credit Risk Analysis Division Manager:
Stylianos M. Maridakis
Market and Operational Risk Division Manager:
Charalambos E. Kourtidis
Risk Models Validation Division

Manager:
Anastasia I. Kouvari

Wholesale Credit Division Manager:
Christos A. Economou
Retail Credit Division Manager:
Ekaterini C. Michalopoulou
 Civil Administrative, Criminal Law Disputes and NPEs’ Legal Support Division  -
 Compliance Division Manager:
Xenofon D. Avlonitis

CHIEF OF CORPORATE CENTER BUSINESS UNIT

SENIOR DIVISIONS
Strategy and Investments Division  Manager:
Marios Ch. Kalotychos
Communications and Corporate Affairs Division

Manager:
George P. Terzis

DIVISIONS
Strategic Projects, Regulation and ESG Legal Support Division  Manager:
Panagiota I. Epitropou 
Banking Services and Operations Legal Support Division 
Manager:
Panagiota I. Mitropoulou
 Governance and Sustainability Division Manager:
Dimitris I. Kazazoglou-Skouras
SUPPORTING DIVISIONS 
Corporate Communications Division   -

CHIEF HUMAN RESOURCES OFFICER BUSINESS UNIT

DIVISIONS
Human Resources Strategy and Reward Division Manager:
Nikolaos E. Kounadis
Human Resources Operations Division Manager:
Giannoula E. Palioura

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