Financial Results

Q4 2025 Results

Q3 2025 Results

Q2 2025 Results

Full Year 2020 Results: Solid Core pre-provision income performance driven by continued focus on cost discipline Profit After Tax of Euro 103.7 million; Total Capital Ratio at 18.4%

Nine Month 2020 results

H1 2020 Results: Strong Pre-Provision Income, up by 9%, absorbing higher impairments on Covid-19

First Quarter 2020

Full Year 2019 Profit After Tax at Euro 97 million

Nine Month 2019 Profit After Tax at Euro 92 million

First Half 2019 Profit After Tax at Euro 86.8 million

Full Year 2018 Profit After Tax at Euro 53 million

Nine Month 2018 Profit After Tax[1] at Euro 53.4 million

First half 2018 Profit after tax at Euro 12.3 million

First quarter 2018 Profit after tax at Euro 65.2 million

Full year 2017 Profit after tax at Euro 89.5 million

Nine Month 2017: Profit After Tax At Euro 153.5 Million

First half 2017 profit after tax at Euro 118 million

Full year 2016 profit after tax at Euro 42.3 million

Νine month 2016 profit after tax at Euro 22.2 million

First half 2016 profit before tax at Euro 3.9 million

First quarter 2016 profit before tax at Euro 12.8 million

Full year 2015 results

Nine month 2015 results after tax at Euro -838,4 million

First quarter 2015 results after tax at Euro -115.8 million

Full year 2014 results after tax at Euro -329.7 million

Nine month 2014 results: Profit after tax at Euro 110.5 million

First half 2014 results: Profit after tax at Euro 267.4 million

First quarter 2014 results after tax at Euro -94 million

Full year 2013 results after tax at Euro 2,922 million

ΝΙΝΕ-ΜΟΝΤΗ 2013 RESULTS AFTER TAX AT EURO -102 MILLION

First half 2013 results net profit after tax at Euro 126.7 million shareholders' equity at Euro 7.9 billion following successful recapitalisation in q2 2013

First quarter 2013 results fully underwritten euro 457 million rights offering from the private sector currently underway core tier i capital pro forma for the capital strengthening plan at Euro 7.8 billion profit before tax of Euro -228.4 million

FULL YEAR 2012 RESULTS NET INCOME OF EURO -747.1 MILLION FOLLOWING IMPAIRMENTS OF EURO 1.7 BILLION COMPLETION OF EMPORIKI ACQUISITION LEADIND TO A PRO-FORMA TANGIBLE EQUITY OF EURO 2.1 BILLION PRO –FORMA FOR FULL RECAPITALISATION, OUR CORE TIER I STANDS AT EURO 7.9 BILLION

NINE-MONTH 2012 RESULTS NET INCOME OF EURO -500.1 MILLION FOLLOWING IMPAIRMENTS OF EURO 1.2 BILLION ACQUISITION OF EMPORIKI BANK STRENGTHENS THE GROUP’S CAPITAL POSITION

First quarter 2012 results significant weakening in the economic environment resulting in net income of Euro -107.8 million npl ratio at 14.9%; total coverage at 122%

FULL YEAR 2011 RESULTS PARTICIPATION IN PSI+ LEADS TO ADDITIONAL IMPAIRMENT OF EURO 3.2 BILLION CORE TIER I AT EURO 1.3 BILLION POST PSI+ RELATED IMPAIRMENT

NΙΝΕ - ΜΟΝΤΗ 2011 RESULTS NET PROFIT OF EURO 42 MILLION, CORE TIER I ΑΤ 10%

FIRST HALF 2011 RESULTS CORE TIER I AT 10% AFTER A C. 21% PROVISION ON OUR GREEK GOVERNMENT BOND PORTFOLIO NET PROFIT OF EURO 14 MILLION

FIRST QUARTER 2011 RESULTS ΝΕΤ PROFIT OF EURO 10.5 MILLION AFTER EURO 260 MILLION OF PROVISIONS FURTHER STRENGTHENING OF BALANCE SHEET WITH CORE TIER I AT 9.3%

FULL YEAR 2010 RESULTS ΝΕΤ PROFIT OF EURO 147.8 MILLION AFTER EURO 885 MILLION OF PROVISIONS FURTHER STRENGTHENING OF BALANCE SHEET WITH CORE TIER I RISING TO 9%

NΙΝΕ-ΜΟΝΤΗ 2010 RESULTS NET PROFIT OF EURO 137.7 MILLION AFTER EURO 644 MILLION OF PROVISIONS BALANCE SHEET STRENGTHENING CONTINUED, RAISING CORE TIER I TO NEARLY 9%

FIRST HALF 2010 RESULTS NET PROFIT OF EURO 100.2 MILLION, WITH QUARTERLY PRE-PROVISION INCOME REACHING EURO 296.2 MILLION CEBS STRESS TEST RESULT REINFORCES SOLID CAPITAL POSITION

FIRST QUARTER 2010 RESULTS NET PROFIT OF EURO 52 MILLION AFTER EURO 200 MILLION OF PROVISIONS TANGIBLE EQUITY OF EURO 4.2 BILLION, UNAFFECTED BY ADVERSE DEVELOPMENTS IN SOVEREIGN CREDIT MARKETS

FULL YEAR 2009 RESULTS NET PROFIT AT EURO 392 MILLION BALANCE SHEET STRENGTHENED WITH CORE TIER I RISING TO 9%

NINE-MONTH 2009 RESULTS NET PROFIT OF EURO 345 MILLION WITH PROVISIONS COVERAGE INCREASING TO 57% CORE TIER I RAISED TO 7.3% (9.3% PRO FORMA FOR THE RIGHTS ISSUE)

FIRST HALF 2009 RESULTS NET PROFIT OF EURO 214.7 MILLION, CORE TIER I RAISED TO 7% CONSERVATIVE BALANCE SHEET MANAGEMENT DELIVERS EURO 1.4 BILLION ACCUMULATED PROVISIONS WITH NPL COVERAGE AT 135%

FIRST QUARTER 2009 RESULTS NET PROFIT OF EURO 86 MILLION WITH ADDITIONAL LOAN LOSS RESERVES OF EURO 157 MILLION CONTINUED FOCUS ON STRENGTHENING THE BALANCE SHEET WITH TIER I RATIO REACHING 10% AND NPLs COVERAGE AT 139%

FULL YEAR 2008 RESULTS MATERIAL STRENGTHENING OF OUR BALANCE SHEET BY INCREASING TIER I CAPITAL TO EURO 5 BILLION AND TAKING PRE-EMPTIVE PROVISIONS OF EURO 542 MILLION NET PROFIT AT EURO 512 MILLION

H1 2008 RESULTS NET PROFIT AT EURO 414 MILLION, ACHIEVING ROE OF 25% INAUGURAL COVERED BOND TRANSACTION OF EURO 2 BILLION SECURES WHOLESALE FUNDING FOR THE REST OF THE YEAR

Q1 2008 RESULTS. NET PROFITS UP BY 18% TO EURO 205 MILLION. ACHIEVED ROE OF 25%, MAINTAINED STRONG PERFORMANCE DESPITE CREDIT MARKET CRISIS

ALPHA BANK 2007 RESULTS NET PROFITS UP 54% TO EURO 850 MILLION DIVIDEND UP 20% TO EURO 0.90 PER SHARE ON TRACK TO MEET REVISED BUSINESS PLAN TARGETS

9-MONTH 2007 RESULTS NET PROFIT OF EURO 670 MILLION (+41.5%)

Η1 2007 RESULTS NET PROFIT OF EURO 454 MILLION (+48.4%)

Q1 2007 RESULTS NET PROFIT OF EURO 256 MILLION (+70%)

ALPHA BANK 2006 RESULTS NET PROFIT OF EURO 626 MILLION (+24.6%) DIVIDEND OF EURO 0.75 PER SHARE (+25.0%)