Branch Network

Obtain a proper business shelter for your plans

Invest in your business with the full-featured programme Alpha Commercial Mortgage, which offers you flexible financing for the purchase of commercial real estate and / or land, as well as for the construction, completion, addition, repair or maintenance of your business property.

Loan financing and duration

We offer you financing from Euro10,000 and up to 75% of:

  •  the budget related to completion, renovation, maintenance, repair of the business property
  •  the market value of the business property.

The duration term of your loan may range from 5 to 20 years. 

The interest rate 

You may choose the interest rate* of Alpha Commercial Mortgage loan:

  •  Minimum Lending Rate plus margin
  •  Fixed interest rate for 3, 5 or 10 years, (upon expiration of the fixed interest period and throughout the remaining term of the loan you can select any of the above floating or fixed interest rates) 

* plus contribution of Law 128/75: 0.60%

Loan repayment

Through monthly or quarterly amortization installments. 

Grace period  

 You have the following options:

  • Up to 6 months for the purchase of a business property
  • Up to 2 years for construction, completion, renovation, repair or maintenance of an owned or leased commercial property and purchase of a plot of land with a view to to be used for the erection of business premises.

Early repayment

You have the option of repaying your loan at any time, either in full or partially.


We use strictly necessary Cookies which are technically essential for the proper operation of www. Cookies for performance analysis, functionality cookies as well as Cookies for providing advertising tailored to your needs, are activated upon your choice. By selecting “Accept” you agree to the use of all cookies while by clicking “Cookies settings” you may find more on different types of cookies and also declare/change your preferences (except for strictly necessary cookies which cannot be deactivated).

Cookie Settings