Branch Network

Obtain a proper business shelter for your plans

Invest in your business with the full-featured programme Alpha Commercial Mortgage, which offers you flexible financing for the purchase of commercial real estate and / or land, as well as for the construction, completion, addition, repair or maintenance of your business property.

Loan financing and duration

We offer you financing from Euro10,000 and up to 75% of:

  •  the budget related to completion, renovation, maintenance, repair of the business property
  •  the market value of the business property.

The duration term of your loan may range from 5 to 20 years. 

The interest rate 

You may choose the interest rate* of Alpha Commercial Mortgage loan:

  •  Minimum Lending Rate plus margin
  •  Fixed interest rate for 3, 5 or 10 years, (upon expiration of the fixed interest period and throughout the remaining term of the loan you can select any of the above floating or fixed interest rates) 

* plus contribution of Law 128/75: 0.60%

Loan repayment

Through monthly or quarterly amortization installments. 

Grace period  

 You have the following options:

  • Up to 6 months for the purchase of a business property
  • Up to 2 years for construction, completion, renovation, repair or maintenance of an owned or leased commercial property and purchase of a plot of land with a view to to be used for the erection of business premises.

Early repayment

You have the option of repaying your loan at any time, either in full or partially.

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