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What is the cost for fund transfers using the Alpha e-Banking services?

Transfers between Alpha Bank accounts

Transfers between Alpha Bank accounts via the Alpha e-Banking services are free of charge,, (regardless the amount to be transferred)

Transfers within Greece

For transfers from an Alpha Bank account to accounts held with other domestic banks, the following charges apply

  • Shared (SHA)
    Alpha Bank's charges are paid by the sender according to the Bank's current Price list and the other bank's charges by the beneficiary according to the current price list of the recipient bank.
  • Charges paid by the sender (ΟUR)
    The sender pays all charges for the fund transfer, which include:
    -Alpha Bank's charges: according to the Bank's current price list
    -Surcharge for covering beneficiary's bank charges (OUR) based on bilateral agreements between Alpha Bank and the corresponding recipient banks.   
    The above fees are not refundable in the event that the fund is returned to the sender by the recipient's bank for any reason, e.g. discrepancy on the beneficiary's name.

    By direct credit of the beneficiary's account to the other bank. This Service only applies to accounts of other domestic or foreign banks participating in the SEPA Credit Transfer Instant system, any calendar day of the year (weekends and public holidays included), 24 hours a day and for amounts up to Euro 50,000. The sender pays an additional charge according to Alpha Bank’s current Price list.

Transfers abroad

To transfer cash to banks abroad, you may choose whether charges are:

  • Shared (SHA), which means that the sender pays Alpha Bank's charges, while the beneficiary pays the recipient bank's charges.
  • Paid by the sender (OUR), which means that the sender pays all the charges for the cash transfer.

If the recipient bank is not in the EU or if it is within EU but the currency of the transfer is not Euro, the amount credited to the beneficiary's account may be reduced by the charges incurred by the correspondent banks that act as intermediaries for the transfer of the amount to the recipient bank.

To view Alpha Bank's charges for simple fund transfers to accounts in other banks abroad, click here.

Transfers with “Urgent” priority

For fund transfers in euro and foreign currency with “Urgent” priority, to accounts held with banks domestic or abroad, the sender pays an additional charge according to Alpha Bank’ current Price list.