VCF: Automatic transfer of business card transaction data
Transfer data related to transactions made with business cards automatically to your expense management or ERP system with Visa Commercial Format (VCF).
Automated processes for large enterprises
Direct connection
Save time and lower your business overhead costs with automatic data transfers.
With your management systems
Can be connected to the most popular ERP and business expense management systems.
For 2 types of business cards
Use VCF for your Alpha Bank Visa Business credit cards and bizpay prepaid cards.
What is VCF

Discover what it has to offer
Find out how VCF benefits your business and employees.
Automatic data transfer
When your employees carry out transactions with business cards, the data is collected and automatically sent directly to your expense management or ERP system. This way, you:- Have a complete overview of your business expenses.
- Make better use of your resources and lower your business overhead costs.
- Save time from tracking, submitting and approving expense reports.
- Ensure accuracy and transparency for your accounting department expense audits.
For expense management or ERP systems
VCF is compatible with the most popular expense management or ERP systems, such as Continia, COUPA, Expensify, Microsoft Dynamics 365, Navan, Oracle, Ramp, SAP Concur, WebExpenses.
Time-saving
Through automatic data transfer, you reduce paperwork and ensure your employees:
- Save valuable time from time-consuming processes, since they don't need to record their expenses manually.
- Dedicate their energy and attention to more meaningful and strategic tasks.
Explore other options
Find other products or services that may interest you.
Get VCF
Contact your Relationship Manager today to learn more about the automation solutions we offer.
Any questions?
Find the answers you need about VCF.
How much does VCF cost?
You pay:
- €500 to activate VCF
- €4,000 for the annual fee
Do I need to hold an account with Alpha Bank to get VCF?
Yes, and you must also hold Alpha Bank business cards. If you don’t bank with Alpha Bank, find out how you can start a business relationship online, and get a sight account and e-Banking credentials.
Otherwise, book an appointment at a branch.
Which expense management systems can be linked to VCF?
The VCF functionality is compatible with the most popular expense management or ERP systems, such as Continia, COUPA, ExpenseWatch, ExpenseWire, Expensify, Inlogik, Navan, Nexonia, Oracle, Ramp, Rydoo, SAP Concur, WebExpenses, Zoho Expense.
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