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FAQs about Loans BACK

How do the interest rates vary

A fixed rate remains unchanged for a prearranged time period. 

A variable rate consists of the base rate (3M Euribor) plus spread, which remains fixed throughout the term of the loan. Movements in the variable rate are due to the fluctuation of the base rate, as established in the interbank market. 

A variable rate with protection is established as indicated above and also provides a predefined base rate ceiling for a specific time period.

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