FAQs about Loans
General
- How do the interest rates vary
- When can I repay my loan?
- Which interest rate should I choose for my loan?
- Why should I choose a loan with mortgage on property?
- What does variable rate mean?
- How will I pay my instalments?
- Can I repay early all or part of my loan?
- What will happen if I decide to switch interest rate?
- When will I be informed whether my loan has been approved?
- What criteria determine the amount of my loan?
- Which characteristics of the loan can I configure?
- What will happen when the fixed rate expires?
Consumer loans
- What are the conditions to apply for a consumer loan?
- What is the Total Annual Effective Rate (TAER)?
- Will instalments be fixed throughout the term of my loan?
- Which is the difference of Alpha All in 1 from other consumer loans?
- What is the Alpha Epipleon?
- Where and how can I use Alpha Epipleon?
- How does the Alpha Epipleon Overdraft Program work?
- How often do I have to pay for the interest of Alpha Epipleon Overdraft Program?
Housing loans
- What does the "Energy Saving Home" housing plan offer?
- What does low start mean?
- Can I select both a low start and a grace period?
- What happens when the low start ends? Can I ask for a new period of low start?
"Payment Adjustment Plan" Programme
- Who is eligible for the Payment Adjustment Plan?
- What is the term of the plan?
- What will happen if the 24 month limit expires?
- What will happen if I choose to pay only interest?
- What will happen if I choose to reduce my instalment up to 70%?
- What will happen if I choose to skip a payment?
- Do I have other options?
Secure electronic transactions
The security of your transactions is our priority. We ask our Customers to follow the guidelines for the security of electronic transactions provided by Alpha Bank, especially at this time that phishing attacks have significantly increased.