Branch Network

About managing your cards

How can I increase my credit card limit?

Send an email to customerservice@alpha.gr, mentioning: 

  • The new credit card limit you need. 
  • Your card details (number, Visa or Mastercard, etc.). 
  • Your most recent income tax clearance certificate. 
  • Your most recent payslip (if you are on a payroll). 

We will assess your application and let you know within 2-3 working days. The new limit will apply instantly. 

Can I use my card when travelling abroad?

Yes, you can use any Alpha Bank card for transactions or ΑΤΜ cash withdrawals when abroad. 

For cash withdrawals, there is a charge when using ΑΤΜs abroad. For transactions with your card, there is no charge. However, there is a charge for foreign currency conversion if the transaction is not in euros. 

Before you travel, make sure you have given Alpha Bank a phone number where you can be reached. We may contact you to confirm the transactions made, in the context of our transaction monitoring system applied for your own protection. You can update your personal details online, from your computer or mobile phone.

Can I make payments using my credit card?

Yes. Some payments can be made in interest-free instalments.

At the same time, you collect Bonus loyalty programme points.

What are my card management options through e-Banking?

You can fully manage your debit, credit and prepaid cards through myAlpha Web and myAlpha Mobile. Specifically, you have the following options:

For your security

For you transactions

  • Pay your credit card.
  • Change the daily purchase limit on your debit cards.
  • Change the daily cash withdrawal limit on your credit and debit cards.
  • Top up your prepaid cards or remove funds from them.
  • Transfer Bonus points to other card holders. 

In addition, only through myAlpha Web you can:

  • Activate and deactivate the option to pay off your credit cards.
  • Change the account linked to your card and/or link another account.
  • Activate Alpha alerts for your cards and specify how you want to receive notifications according to your preferences.
 


I have forgotten my card PIN. What should I do?

You can ask us to remind you your PIN online: 

From your computer through myAlpha Web 

  1. Find your card on the home screen (Overview). 
  2. Click on the 3 dots on the right of the card and choose “Send PIN”. 
  3. Confirm that your mobile phone number is correct and click on “Send”. If you wish to receive your PIN on another mobile number, you should first update your contact details, and specifically your mobile number.

From your mobile phone through myAlpha Mobile 

  1. On the home screen, scroll down to the Cards section and tap on the card you need a new PIN for. 
  2. Tap on “Settings”. 
  3. Tap on “Send PIN”. 
  4. Confirm that your mobile phone number is correct and tap on “Send”. If you wish to receive your PIN on another mobile number, you should first update your contact details, and specifically your mobile number.

If you do not have e-Banking credentials, call us on +302103260000. 

Can my credit card bill get paid automatically?

Yes, from a linked account.

You can set up or change your card payment method from your computer through myAlpha Web:

  • Find your card on the home screen (Overview).
  • Click on the 3 dots on the right of the card and choose “Card details”.
  • In the “Direct debit” section, choose whether you want the card to be paid automatically or not. In addition, you can choose whether you want to pay off the entire balance each month (Current balance) or just make the minimum payment.
  • In the “Primary Linked account” field, choose the account you want to use to pay your card bill.
 

How do I change the transaction and cash withdrawal limit on my card?

From your computer through myAlpha Web:

  1. Find your card on the home screen (Overview).
  2. Click on the 3 dots on the right of the card and choose “Security settings”.
  3. In the field “Cash withdrawal limit” or “Transaction limit”, click on “Change”.
  4. Fill in the new daily limit you want, up to €3,000, and choose “Save”.

From your mobile phone through myAlpha Mobile:

  1. On the home screen, scroll down to the “Cards” section and tap on the card you want.
  2. Tap on “Settings”.
  3. Scroll down to the “Change limits” section and tap on “Change” next to the limit you want to change (cash withdrawal or transaction).
  4. Fill in the new daily limit you want, up to €3,000, and choose “Save”.

If you hold a credit card, you can only increase the cash withdrawal limit. Find out how to increase the transaction limit on your credit card.

 

Can I change the account to which my debit card is linked?

Yes, from your computer through myAlpha Web:

  1. Find your card on the home screen (Overview).
  2. Click on the 3 dots on the right of the card and choose “Card details”.
  3. In the “Primary Linked account” field, choose the account you want to link your card to.

If you like, you can link your card to more than 1 accounts to withdraw cash. When you shop, only the primary account linked to the card is charged.

 

About your contactless transactions

Are contactless transactions safe?

Yes, they are absolutely safe, as they allow you to always hold the actual card in your hands. What is more, contactless transaction cards: 

  • Use Chip & PIN technology to secure your transactions. 
  • Meet the specifications set by Visa, Mastercard and Diners.  

However, you must never share your PIN with any other person. Find out more about the security of your transactions

Could I be charged twice during a contactless transaction?

No. For a transaction to go through, the merchant must type the amount into the POS terminal.  

Once the transaction is complete, the screen displays a message. Therefore, you will not be charged again, even if you touch your card on the terminal a second time.  

About card fees

I was charged €5 for administrative card fees. Why did that happen?

When your card is lost or damaged or it has expired, we have to issue a replacement, for which operating costs apply. Administrative fees cover this cost and are only charged on cards with no annual fee. 

Find out more about all card-related charges in Alpha Bank’s Transaction Terms.  

Is there an annual fee for cards?

Yes. Check the terms that apply for your card in Alpha Bank’s Transaction Terms

How is interest calculated on my credit card?

Interest = Amount due x Interest rate (purchase or cash withdrawal) x days / 365 

The days count from the transaction date to the end of each interest period (the date when interest is calculated by the bank). 

You pay interest only when you have not paid the amount due in full on the due date. 

Is there an annual fee on Bonus cards?

Yes. Check the terms that apply for your card in Alpha Bank’s Transaction Terms.

The Alpha Bank Enter Bonus annual fee is €12. What do I get?

Free benefits and services:

  • Participating in the Bonus loyalty programme to earn points every time you shop.
  • Receiving notifications for all card transactions, with Alpha alerts.
  • Enjoying insurance coverage when you shop, with the purchase protection and warranty doubling scheme.