|
Key Indicators
| (in Euro million) |
| BALANCE SHEET |
| Total Assets |
6.6% |
69,596 |
65,270 |
|
Loans and advances to Customers (gross) |
2.0% |
53,043 |
51,981 |
|
Due to Customers |
0.9% |
42,916 |
42,547 |
| Total Equity |
77.8% |
5,372 |
3,021 |
| PROFIT AND LOSS ACCOUNT |
| Operating Income |
1.5% |
2,380 |
2,346 |
| Operating Expense |
2.0% |
1,202 |
1,178 |
| Impairment Losses |
24.8% |
676 |
542 |
| Profit before Tax and Impairment Losses |
0.9% |
1,178 |
1,167 |
| Net Profit excluding one-off Tax |
-23.7% |
392 |
513 |
| Net Profit |
-31.7% |
350 |
512 |
| Basic and Diluted Earnings per Share (in Euro) |
-44.3% |
0.64 |
1.15 |
| INDICES |
| Net Interest Margin |
|
2.6% |
3.0% |
| Return On Equity |
|
10.1% |
15.7% |
| Cost to Income Ratio |
|
50.5% |
50.2% |
| Total Capital Adequacy Ratio |
|
13.2% |
9.8% |
| ÔÉÅR I Capital Adequacy Ratio |
|
11.6% |
8.0% |
CREDIT RATINGS
|
|
| Moody's |
|
A2 |
A1 |
| Standard & Poors |
|
BBB |
BBB+ |
|
| Fitch Ratings |
|
BBB+ |
A- |
|
