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The Bank
Mission and Values
History
Chronology
Distinctions
Key Indicators on December 31
Headquarters
Useful Telephone Numbers
Organisational Structure
Branches with expanded banking hours
Banking Hours of Myconos Branch
Banking Hours of Poros Cephallonia, Nydri-Lefkas and Antiparos Branches
Significant events during the last 5 years
Administrative Structure
International Network
Terms and Conditions
Correspondent banking
Compliance
Regulatory Organisations
Professional Certification
 

  

Key Indicators

(in Euro million)

Change %

Alpha Bank
2015

2014

BALANCE SHEET
Total Assets

-5.0%

69,296

72,935

Loans and advances to Customers (gross)

-0.3%

58,208

58,387

Allowance for impairment losses

36.1%

-12,022

-8,830

Due to Customers

-26.7%

31,434

42,901

Total Equity

17.5%

9,054

7,707

 
 
PROFIT AND LOSS ACCOUNT*
Total Income (1)

3.9%

2,258

2,349

Total Expenses

16.0%

-1,305

-1,554

Profit/(Loss) before Taxes and Impairment Losses

-19.9%

953

795

Impairment losses and provisions to cover credit risk

63.5%

-3,020

-1,847

Negative Goodwill from Acquisitions

-

40

Profit /(Loss) after income tax

315.5%

-1,371

-330



INDICES
Net Interest Margin (2)

3.1%

2.9%

Total Capital Adequacy Ratio (3)

16.8%

14.6%

R I Capital Adequacy Ratio

16.7%

14.3%


CREDIT RATINGS

Moody's

Caa3

Caa1

Standard & Poors

SD

CCC+

Fitch Ratings

RD

B-


 
OTHER INFORMATION
Branches (4)

897

1,032

Number of Employees (5)

13,847

15,193

(1) The profit/(loss) from associate companies and joint ventures are  included.
(2) The Ratio was calculated based on NII divided by the average interest bearing Assets.
(3) The Ratio for 2014 has been restated as presented in the Consolidated Financial Statements as at 31.12.2015.
(4) The number of Branches in 2015 does not include 82 Branches of Alpha Bank in Bulgaria and 18 Branches of Alpha Bank A.D. Skopje that have been characterised as discontinued operations. The number of Branches in 2014 includes the 20 Branches of the former Network of Citibank in Greece.
(5) The number of Employees in 2015 does not include the total number of Employees of the Group’s Units that have been characterised as discontinued operations, i.e. 694 for Alpha Bank’s Branch in Bulgaria and 238 for Alpha Bank A.D. Skopje.

*The figures for the comparative year of the Consolidated Income Statement have been restated due to modification of the presentation of legal expenses and the presentation of Alpha Bank’s Branch in Bulgaria and Alpha Bank A.D.Skopje as discontinued operations.


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Alpha Bank A.E. uses “cookies" on its websites in order to provide visitors with a safer and more efficient environment. By choosing to continue to browse our websites, you accept the use of “cookies". For details, see the Cookies Policy paragraph under the Terms of Use.