For you, who are employed and wish to cover your personal needs, Alpha Bank offers ALPHA X12 , up to 12 times your individual of household net monthly income.
Amount of the loan: From Euro 1,500 to Euro 30,000.
Interest rate: Fixed during the whole period of the loan, 11.75% (plus the contribution of Law 128/75, which is 0.60%).
Duration: From 6 to 96 months.
Application fees : Euro 15, that are being compensated for the once-off communication expenses.
Amount of monthly instalment: If you want to calculate the monthly instalment and the length of the reimbursement period
Submission of an application form: You can apply through the 417 Branches of Alpha Bank, having with you:
Your identity card or other identification certificate
The tax statement for the latest fiscal year
Latest statement of salary. If it is not available, you can produce a certificate by your employer with an analysis of your wages
Now, you can also apply by telephone by calling 801-11-701-801
Loan Insurance: A loan insurance programme, with a very competitive price, which is addressed exclysively to Alpha Bank consumer loan holders. This programme insures you and your family against accidental and unpredicted events that could hinder the regular payment of your consumer loan installments.
Way of servicing: You can choose monthly amortisation installments, the settlement of which will be realised at the Alpha Bank Branches’ counters, or a standing order from a deposit account that you hold with the Bank, or cards issued by the Bank through the ATM, or Alpha Web Banking ïr by depositing through the Automated Cash Transaction Centres (ACTC).
Total Annual Cost:
Fixed interest rate
Total Annual Effective Rate, 12.75% for a loan of Euro 10.000, repayment period of 60 months, and fees of Euro 50 (contribution of Law 128/75, 0.6% included).
For more information click here to view our F.A.Q.'s
