Buy the car of your dreams now, quickly and easily! With the ALPHA CONSUMER LOAN for new car purchase, you can buy the car that best suits your needs and with exceptional financing terms!
Amount of the loan: From Euro 1,500 to Euro 50,000.
Interest rate: Fixed during the whole period of the loan, today 11.00% (plus the contribution of Law 128/75, which is 0.60%).
Duration: From 6 to 96 months.
Application fees : Euro 100 and are charged once on loan disbursement.
Amount of monthly instalment:
If you want to calculate the monthly instalment while knowing the amount that you want to borrow or
If you want to calculate the amount of the loan that you can borrow while knowing the monthly instalment.
Submission of an application form: You can apply through one of the Branches of Alpha Bank, having with you:
Your identity card or other identification certificate
The tax statement for the latest fiscal year
A pre – invoice or an offer of the car
Now, you can also apply by telephone by calling 801-11-701-801
Loan Insurance: A loan insurance programme, with a very competitive price, which is addressed exclysively to Alpha Bank consumer loan holders. This programme insures you and your family against accidental and unpredicted events that could hinder the regular payment of your consumer loan installments.
Way of servicing: You can choose monthly amortisation installments, the settlement of which will be realised at the Alpha Bank Branches’ counters, or a standing order from a deposit account that you hold with the Bank, or cards issued by the Bank through the ATM, or Alpha Web Banking ïr by depositing through the Automated Cash Transaction Centres (ACTC).
Total Annual Cost:
Fixed interest rate
Total Annual Effective Rate, 12.50% for a loan of Euro 6.000, repayment period of 48 months, and fees of Euro 120 (contribution of Law 128/75, 0.6% included).
For more information click here to view our F.A.Q.'s
