Submission of an application form: You can apply through the 405 Branches of Alpha Bank, having with you: :
Your identity card or other identification certificate
The tax statement for the latest fiscal year.
┼specially for the salaried, in case of no existence of recent tax statement, a certificate of wages from the employer is needed.
Now, you can also apply by telephone by calling 801-11-701-801
Loan Insurance: A loan insurance programme, with a very competitive price, which is addressed exclusively to Alpha Bank consumer loan holders. This programme insures you and your family against accidental and unpredicted events that could hinder the regular payment of your consumer loan installments.
Way of servicing: You can choose monthly amortisation installments, the settlement of which will be realised at the Alpha Bank Branches’ counters, or a standing order from a deposit account that you hold with the Bank, or cards issued by the Bank through the ATM, or Alpha Web Banking or through the Automated Cash Transaction Centres (ACTC).
Total Annual Cost:
Fixed interest rate Total Annual Effective Rate
16.02% for a loan of Euro 6.000, with nominal interest rate of 13.75%, repayment period of 48 months, and fees of Euro 180 (contribution of Law 128/75, 0.6% included).
The above interest rates are provided on the basis of timely payments.
For more information click here to view our F.A.Q.'s