Capital Growth Plan With Guarantee Yield ALPHA Prospects-Pension Plan

Invest in the present and appreciate the future

Plan the future with security, safety and quality of life for yourself and the people you care for.

Alpha Bank in collaboration with ALPHALIFE Insurance Company S.A, have created ''ALPHA Prospects'', a new capital growth programme. The programme is accommodated to your financial needs by helping you and your family to secure and gain, without any investment risk, a guaranteed capital in order to fulfill your own needs and your family’s foreseeable future needs. For instance: 

	To secure a complementary pension during the retirement period.
	To secure a guaranteed capital in order to accomplish a future goals.
	To secure a guaranteed capital for the future needs of your children.
Unique benefits that you enjoy by depositing an amount in ALPHA Prospects:
	Guaranteed yield for the entire duration of the programme as well as the potential of additional returns in case of favourable market conditions.
	Flexibility in the way the capital is paid at maturity among multiple alternatives, either as a lump sum, or as a pension.
	Ability to select the Children’s version of the programme for those that want to secure a capital in order to fund their children’s future needs.

The guaranteed capital at maturity depends on the age and sex of the insured, the duration of the programme and the amount of the single premium.

The following examples will help you understand the way the programme works. 

Age 30	Guaranteed capital at maturity			Indicative capital at maturity*
	Term of policy
Single premium	15	20	25	15	20	25
10.000	14.470	16.650	19.230	16.540	19.860	23.870
25.000	36.170	41.630	48.070	41.350	49.640	59.680
40.000	57.870	66.600	76.910	66.160	79.420	95.490

    

Age 45	Guaranteed capital at maturity			Indicative capital at maturity*
	Term of policy
Single premium	15	20	25	15	20	25
10.000	14.620	17.150	20.620	16.690	20.370	25.310
25.000	36.540	42.880	51.540	41.730	50.930	63.280
40.000	58.460	68.600	82.460	66.770	81.480	101.240

*calculated using 5,5% annual investment return  

For more information you can visit one of the Alpha Bank Branches or call 801113260000.