This programme is addressed exclusively to those who take from Alpha Bank Alpha Consumer Loan.

By participating in the Alpha Individuals Cover the assured is protected in case he/she suffers:

	Permanent total disability to work due to accident or sickness, or even
	loss of life,

In such cases, AXA Insurance assumes the responsibility to pay the Bank the outstanding balance and the accrued interest of the loan (entire amount is paid off).

The cover provided under this plan is valid from the moment the loan amount is withdrawn. The cover lasts exactly as long as the loan.