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ALPHA Commercial Mortgage

ALPHA Commercial Mortgage provides financial support to Businesses for the acquisition of business premises.

Commercial mortgage finances:

the purchase of business premises (new built or under construction)

the purchase of a plot

the construction, completion, renovation, maintenance or refurbishment of business premises.

Amount:

From Euro 10.000 and up to:

	75% of the budget related to completion, renovation, maintenance, repair of the business property
	75% of the market value of the business property.

Duration:

From 5 up to 20 years.

Interest Rate*:

You can choose:
• Minimum Lending Rate (today at 8.35%) plus margin .

• fixed interest rate for 3, 5 or 10 years.

(*) plus contribution of Law 128/75

After the expiration of any fixed interest rate period, you can choose any of the above variable or fixed interest rates.

Repayment Procedure:

Through monthly or quarterly amortization installments.

Grace Period:

Up to 6 months for the purchase of business property and up to 2 years for construction, completion.


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