HomeContact usHelpSite mapTerms of use Search

You are here: Homepage: Business Banking: Loans and advances: Small Businesses and Professionals : Business Loans :
Business Loans
ALPHA Cash Management
ALPHA Development
Alpha 600
ALPHA Equipment
ALPHA Commercial Mortgage
Green Products
Deposit Accounts
Business Debit Card
ALPHA Commercial Mortgage

ALPHA Commercial Mortgage provides financial support to Businesses for the acquisition of business premises.

Commercial mortgage finances:
the purchase of business premises (new built or under construction)
the purchase of a plot
the construction, completion, renovation, maintenance or refurbishment of business premises.


From Euro 10.000 and up to:

70% of the budget related to completion, renovation, maintenance, repair of the business property
70% of the market value of the business property.


From 5 up to 20 years.

Interest Rate*:

Minimum Lending Rate (today 8.35%) plus margin up to 4.00%
3-year fixed interest rate today 9.00%
5-year fixed interest rate today 9.75%
10-year fixed interest rate today 10.00%
(*) Plus contribution of Law 128/75, i.e. 0,60%.

After the expiration of any fixed interest rate period, you can choose any of the above variable or fixed interest rates. 

Repayment Procedure:
Through monthly or quarterly amortization installments.   

Grace Period:
Up to 6 months for the purchase of business property and up to 2 years for construction, completion.