HomeContact usHelpSite mapTerms of use Search

You are here: Homepage: Business Banking: Loans and advances: Firms/professionals with yearly turnover up to Euro 2,500,000:
Supported Investment Programmes
Alpha Bank Loans for SMEs and Mid Caps in collaboration with the European Investment Bank
Firms/professionals with yearly turnover up to Euro 2,500,000
Alpha Bank Enter Visa Business
Alpha Cash Management
Alpha Smart Management
Alpha Development
Alpha Equipment
Alpha Commercial Mortgage
ALPHA Green Solutions - Eco Business
ALPHA Eco Business
Alpha Exports Development
Medium and Large Sized Enterprises
(Corporate Banking)
Commercial Centres
Alpha Commercial Mortgage

It is granted to fund the acquisition of your business premises, so that you may be able to plan a more secure economic future.

Commercial mortgage loan finances:
the purchase of an existing commercial building or one under construction
the purchase of a plot
the Construction, completion, addition, repairs or improvement of business premises


With a minimum amount of Euro 10.000 and up to:

70% of the budget related to completion, addition, maintenance, repair of the business property
70% of the market value of the business property


From 5 up to 20 years

Interest Rate:

Minimum Lending Rate* today 8.40% plus margin up to 4.00%
3-year fixed interest rate Today 9.00%*
5-year fixed interest rate Today 9.75%*
10-year fixed interest rate Today 10.00%*
(*) plus the Contribution of Law 128/75, i.e. 0,6%.

After the expiration of any fixed interest rate period, you can choose any of the above variable or fixed interest rates. 

Repayment Procedure:
Through monthly or quarterly amortization installments   

Grace Period:
Up to 6 months for the purchase of commercial building and up to 2 years for construction, completion.